Title Insurance

What Is Title Insurance?

A title insurance policy protects the insured against loss or damage sustained by a defect in what´s known as the chain of title. Some of the most common hidden risks that can create a loss include:

False impersonation of the true owner of the property

Forged deeds, releases or wills

Undisclosed or missing heirs

Instruments executed under invalid or expired power(s) of attorney

Mistakes in recording legal documents

Misinterpretations of wills

Deeds by persons of unsound mind

Deeds by minors

Deeds by persons supposedly single, but in fact married

Liens for unpaid estate, inheritance, income or gift taxes

Fraud

Obtaining an Owner´s Policy of Title Insurance will provide protection to the buyer from these and other risks as outlined in the policy. The one-time premium that is paid for this coverage will provide peace of mind for many years to follow.

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